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SB 458 (Corbett): Mortgages: deficiency judgments. (California ...
SB 458 (Corbett) Mortgages: deficiency judgments. Existing law prohibits a deficiency judgment under a note secured by a first deed of trust or first mortgage for .
http://www.aroundthecapitol.com/Bills/SB_458


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California: Senate Bill 458 Extends Deficiency Language to Second ...
Jul 23, 2011 . California: Senate Bill 458 Extends Deficiency Language to Second Mortgage; Jennifer Klein discusses the new Senate Bill 458 and how it .
http://jenklein.com/california-senate-bill-458-extends-deficiency-language-to-second-mortgage



Understand Your Options

Mortgage lenders pursue homeowners even after foreclosure - Feb ...
Feb 3, 2010 . Some states, such as California, are "non-recourse" and don't allow deficiency judgments. But, even there, if the original loan was refinanced, .
http://money.cnn.com/2010/02/03/real_estate/foreclosure_deficiency_judgement/

"What Your Lender and Mortgage Broker Did" by George W. Kuney
The California Civil Code requires an initial disclosure of the anti-deficiency protection to purchase-money mortgage borrowers, but it does not require .
http://works.bepress.com/george_kuney/1/



California Deficiency Judgments for Short Sales
Hard-money loans in California -- loans taken out after the home was purchased through a refinance or second mortgage -- can be subject to a deficiency .
http://www.bayliving.com/californiadeficiencyjudgments.htm

What california deficiency mortgage is Best for me
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Deficiency Judgments and California Law
Such a bid is considered full satisfaction of the indebtedness leaving no amount for a deficiency. (California Mortgages and Deeds of Trust, and Foreclosure .
http://www.car.org/legal/leader-articles/deficiency-judgments-ca-law/?view=Print&url=http://www.car.org/legal/leader-articles/deficiency-judgments-ca-law/



Common Fixed Rate california deficiency mortgages Include:
  • 30-Year Fixed Rate california deficiency mortgage
  • Biweekly california deficiency mortgage
  • Convertible california deficiency mortgages
  • Balloon california deficiency mortgages
  • Interest-Only california deficiency mortgage Loan
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California Deficiency Judgement on HELOC
If I have this home foreclosed will there be a possible deficiency judgement . In Calif any PURCHASE MONEY MORTGAGE is not subject to a .
http://www.expertlaw.com/forums/showthread.php?t=65183



Common Adjustable Rate california deficiency mortgages include:Mortgage Quotes
  • Negatively Amortizing Loans
  • Option ARMs
  • Hybrid Loans
  • Fixed-Period ARMs
  • Two-Step california deficiency mortgage
  • Convertible ARMs
  • Graduated Payment california deficiency mortgages (GPMs)
  • Buydown california deficiency mortgage
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California Deficiency Judgments
California Homestead Exemption · Chapter 7 . PERSONAL LIABILITY FOR MORTGAGE DEBT . California law regarding deficiencies is very complex. Before .
http://bayconsumerlaw.com/California_deficiency_judgments.php

Deficiency Judgment In California Real Estate Advice - Trulia ...
Mortgage company for the house in California may accomplish a Deficiency Judgment against you at the court ... Read more. Answered Sat Mar 19 2011, 16: 35 .
http://www.trulia.com/voices/q_Deficiency+Judgment+In+California/



Common Interest Only california deficiency mortgage Loans (Non-Conforming) include:
  • ARMs
  • Fixed Rate california deficiency mortgage
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Los Angeles Deficiency Judgment Attorney | Beverly Hills CA ...
Deficiency judgments: call 213-599-7004 to talk to a Los Angeles lawyer at The . Quite a few California mortgage lenders turn to lawyers of The Law Offices of .
http://www.rslateslaw.com/Real-Estate-Litigation-for-Real-Estate-Attorneys/Deficiency-Judgments.shtml



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deficiency liability on second mortgage in california : Foreclosure ...
Dec 30, 2011 . what happens when you have a first and second mortgage that is under water or upside down and the first forecloses, can the second come .
http://www.foreclosuredefenseresourcecenter.com/2011/12/deficiency-judgments-in-california-and-the-sold-out-junior-can-the-second-come-back-at-you/



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California: Senate Bill 458 Extends Deficiency Language to Second ...
Jul 21, 2011 . California: Senate Bill 458 Extends Deficiency Language to Second Mortgage; Jennifer Klein discusses the new Senate Bill 458 and how it .
http://www.youtube.com/watch?v=sljBoKMMKcw



SB 412 (Vargas): Mortgages: deficiency judgments. (California ...
Existing law prohibits a deficiency judgment if real property or an estate for years has been sold by the mortgagee or trustee under power of sale in the mortgage .
http://www.aroundthecapitol.com/Bills/SB_412



Common Reasons for a Second california deficiency mortgage:
  • Home Improvement Financing
  • Tuition Fees
  • Debt Consolidation
  • Emergencies

California Expands Mortgage Deficiency Protections in Short Sales ...
Sep 13, 2011 . Last year, California passed a law that prohibits first mortgage holders from pursuing individual homeowners for a deficiency after a short sale.
http://personalbankruptcyblog.com/2011/09/california-expands-mortgage-deficiency-protections-in-short-sales/



Types of Second california deficiency mortgages:
  • Traditional california deficiency mortgage
  • Home Equity Loan
  • Home Equity Line of Credit
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The DirtLaw Blog: California Lending & Mortgage Law
May 19, 2010 . Apr 21, 2010 6:00:12 PM | California Lending & Mortgage Law, . any deficiency upon a note secured by a deed of trust or mortgage upon real .
http://dirtlaw.typepad.com/blog/california_lending_mortgage_law/

Deficiency Judgments - California Judgment Collection | SK ...
Hard-money loans in California -- loans taken out after the home was purchased through a refinance or second mortgage -- can be subject to a deficiency .
http://www.californiajudgmentscollections.com/deficiency-judgments.php



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The housing documents mess Why banks are carelessly rushing ...
The housing documents mess Why banks are carelessly rushing foreclosures in Florida and not in California. Mortgage foreclosure deficiency judgments.
http://www.mybudget360.com/mortgage-foreclosure-deficiency-judgments-california-vs-florida-foreclosure-process/


Common Hybrid Loans include:
  • Fixed Period ARMs
  • Two-Step california deficiency mortgage
  • Convertible ARMs
  • Graduated Payment california deficiency mortgages (GPMs)
  • Buydown california deficiency mortgage
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Short Sales and Deficiency Judgments Under the New Rules in ...
Jul 25, 2011 . This amends California Code of Civil Procedure Section 580e which prohibited the same practice by holders of first mortgages. Deficiency .
http://lernerveit.com/2011/07/25/short-sales-and-deficiency-judgments-under-the-new-rules-in-california/

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California First Mortgages to be Exempt from Deficiency Judgments ...
Aug 23, 2010 . A quiet little bill with huge implications for short sale sellers in California, Senate Bill 931, passed unopposed last week and is headed for the .
http://homebuying.about.com/b/2010/08/23/california-first-mortgages-to-be-exempt-from-deficiency-judgments-after-a-short-sale.htm


Common Conventional and Government Loans include:
  • State and Local Housing Programs
  • FHA Loans
  • VA Loans
  • RHS Loan Programs
Trusted california deficiency mortgage Resources

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SB 458 Senate Bill - CHAPTERED
Mortgages: deficiency judgments. Existing law . THE PEOPLE OF THE STATE OF CALIFORNIA DO ENACT AS FOLLOWS: SECTION 1. Section 580e of the .
http://www.leginfo.ca.gov/pub/11-12/bill/sen/sb_0451-0500/sb_458_bill_20110715_chaptered.html