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  Mortgage Loan Bulletin - Department of Real Estate - CA.gov
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In other words, the mortgage is a security for the loan that the lender makes to the . In most jurisdictions mortgages are strongly associated with loans secured on real estate rather . Most "mortgages" in California are actually deeds of trust.
http://en.wikipedia.org/wiki/Mortgage_law

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Debtor's Dilemma: Pay the Mortgage or Walk Away - WSJ.com
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